When buying new realestate it is not uncommon to think of what the seller can do for you.  However, it isn't often that a homebuyer considers all of the ways they are causing problems for the seller.  The real estate agent takes you in, you wander around the property, decide if you like it or not, and make demands without considering how it could potentially cause problems with the seller.  There are many common ways that homebuyers unknowingly annoy the seller.

...continue reading

The answer is yes! But, how can filing for Chapter 13 bankruptcy help you in a foreclosure? A foreclosure occurs when the bank/mortgage company takes back property due to the owners’ in compliance with the terms of the mortgage agreement or has fallen behind on payments. This does not just happen over night and this is how chapter 13 bankruptcy could benefit you and allow you to keep you home.


Chapter 13 bankruptcies are designed to stop foreclosures. They can provide protection and relief while allowing you to stay in your home and the ability to catch up on your dept. ...continue reading

Looking to buy real estate but are short on money to do so? There are many options to invest or buy real estate with no money down.



    Becoming the mortgage holder means that the title of the home is passed to you (the buyer) but the mortgage/deed of trust remains registered on the property. This is a private transaction so interest rates can be charged and other terms are negotiated and agreed upon by both parties. There is usually a three to five year repayment plan but can last as long as a full thirty years.

...continue reading

The term bird dog may not be one you are familiar with in the real estate business. If you have ever had an interest in learning about how real estate investments work one way to do so is to start out as a bird dog. What exactly is a bird dog and how can you start out as one and benefit from doing so?


A bird dog, also referred to as a deal scout or real estate jobber and more commonly known as a property scout, is a person who locates properties for interested investors. ...continue reading

The debate between real estate vs. stocks investments has be going back and forth for decades. Sometimes understanding how your money is being invested can become confusing and frustrating. We will take a look at the different ways you can invest in real estate and stocks and then the benefits and downside to each. ...continue reading

If you are looking to get into the buyer’s market as you are interested in buying a residential property then you should be aware that there is more often than not bidding wars going on 52% of the time and that was for December alone.  The actual high point in the year was during April which it was at a staggering 73.3% these are great numbers for the sellers.  The sellers are certainly happy especially during the holiday time which they expect the offers on their properties to drop but in fact they did the complete opposite.  Some areas are outperforming others in this area; much to do with the location of the area and job opportunities.  In the list below are cities in the United States that are some of the most competitive on the market right now.  Hope this list will help give you an idea where the hottest real estate or the most sought after is in the USA.

...continue reading

Suburbs make for some interesting sales problems. Real estate agents face a number of difficult decisions about what information to share and what they do not.

Although they cannot tell everyone everything about every property, no one’s knowledge is that encyclopedic, they do tend to know what the important facts about the property in question are.

They have to balance what they know versus what will prevent a sale of the property, and sometimes they just do not know about some of the potential problems surrounding a new property.

Most suburbs tend to be quiet, sleepy places. The biggest problems are usually the cars going by too fast or walking distance to the nearest convenience store.

However, in some places noise can be an issue. This can be due to numerous block parties, teenage bands practicing in the area, or even a nearby school with a lot of after-school activities.

Whatever the cause, it can create a problem for a real estate agent trying to sell a nearby property, especially if the client is looking for somewhere quiet.

Most real estate agents will let their clients know if there have been noise complaints near the property, if they know of them. The problem is that most agents only see their properties during the day, and so it is hard to gauge if there are any noise problems.

Even if a band is practicing nearby, they will usually ignore it as background noise.

Making matters worse is that the person they are selling the house for will not always be forthcoming about problems surrounding the house, especially if they are trying to sell the house in a hurry.

Because of the assumptions made and the number of players involved, it is not hard for something as basic as potential noise complaints to go unnoticed or even unreported.for more information, visit the original source.

This is why some investigation is warranted. Admittedly most will, out of some form of rental courtesy, tell their renters about potential problems, if for no other reason than to head off potential law suits about misinformation.

However, as some renters have no idea what happens at or near the property, they will be unaware of problems, leaving the renter without what they would consider vital information. They simply have no idea what goes on around the property.Need more information about noise complains? visit http://stanfordwest.stanford.edu/renterinfo.shtml.

noise problems

Thus it is always advised for a potential renter to at least check out the place under a number of different situations and even ask potential neighbors about the situation; they will know things and usually be less worried about letting people know what is going on around the property. Given the amount of money you will be spending on the place, it may help you avoid problems.

Rental Rates

As much as moving into that new spacious apartment sounds exciting and an experience to look forward to, getting the perfect deal on an apartment can be quite challenging.

It is often hard to tell if the rental rate you are getting is reasonable for the kind of apartment you have selected or if the landlord is simply overcharging you.

However, outlined below are some of the factors that will help you understand the rental rates in your area and what to expect when choosing an apartment in your locality.

When you start looking for an apartment of course you have to look for something you can afford.

The rental rates vary depending on three things:

1) Size of the Apartments
2) Location of the Apartments
3) Neighborhood the Apartments are Located

Size of the Rental Apartments

Mostly, it is the size of your family that will determine the size of your apartment. Larger apartments will of course have higher rental rates compared to small bachelor pads.

However, apartments located far from public and social amenities and have been known to be cheaper despite their large sizes. Also, apartments located in crime areas have been known to be cheaper due to the ever present risk despite their large sizes.

Location of the Apartments

The location of an apartment has been known to greatly influence the rental rates. A conveniently located apartment where public utilities are easily accessible will often have high rental rates but one can still find a fairly priced apartment for rental in such places.

Often an apartment that is located in remote areas where it is clearly inconvenient to live due to lack of the public amenities is bound to be cheaper than the one located in a city.

So if you want to spend little on your apartment every month consider moving your place of work closer to your remote home if possible, because you might spend a lot on fuel while driving to and from work.read more information at her latest posts and updates.

If you have no vehicle you might consider the hassles of having to use the public means of transportation and then make a wise decision.

Neighborhood that the Apartments are Located

If you are looking for that sprawling, rich and quiet neighborhood with the proverbial storybook look, then you will definitely have to dig deep into your pockets. However there are still some quiet neighborhoods with very reasonable rental rates.
Considering the level of crime in that particular neighborhood might be advisable, you don’t want to be a victim of a crime infested area just because the rental rates are cheap.

Checking with the police department by calling the crime analyst for an update might be an ideal way of finding out how the area is rated crime wise.go to http://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/supplementary_welfare_schemes/rent_supplement.html for more information.


Getting a habitable and convenient apartment should be the main goal. You don’t want to spend money on an apartment where the roof is leaking and the electric wiring is an accident waiting to happen. The rental rate presented by the landlord should be worth the apartment. If the apartment is good but has several flaws, have the landlord do the repairs first before moving in.

No need to pay for low quality living quarters while you can get a better deal elsewhere.